Perspectives & Insights
Research, stories, and product thinking on climate risk, livelihoods, and resilience.
Gridded Climate Datasets and the Power of Resolution
How we slice the world into angles, why those slices change size as you move, and why choosing the right dataset is the difference between a blurry average and a precise reality.
Resolution is not a technical footnote-it is the difference between missing a catastrophe and being prepared for it. A deep dive into ERA5, ERA5-Land, and IMD gridded archives.
The Truth in Two Places: Why InRisk Labs Builds Cyclone Protection on Data Continuity
If the data fails, the insurance fails. Discover how our hierarchy of data sources creates a fail-safe for parametric cyclone protection.
The Unblinking Eye: Building an Insurance System with No Human Bias
Say goodbye to human bias. Discover how global data oracles act as the ultimate, unblinking referees for instant insurance payouts.
The Time Tax: Why 'Wait and See' is Killing Insurance Trust
A perfect payout tomorrow cannot fix bankruptcy today. Discover why the 'Time Tax' destroys trust and why speed is the ultimate relief.
The End of the Waiting Game: Why 2025 was the Year of Parametric Insurance
The waiting game is over. Discover how parametric insurance is transforming 2025 by replacing slow claims with instant, data-driven payouts.
Emerging Climate Risks for India’s Wind Power Sector
Declining wind speeds threaten India’s 140 GW goal. Discover how parametric insurance secures revenue when the wind falls short
The Deep Tech Revolution (Part 2): Execution and Market Growth
From smart contracts to computer vision, explore how deep tech execution automates financial relief and fuels explosive market growth.
The Deep Tech Revolution (Part 1): Sensing and Computing Risk
From IoT sensors to Quantum AI, discover how deep tech builds the digital nervous system of modern parametric insurance.
When a Day’s Heat Steals a Day’s Wage
Across India, climate volatility is no longer a distant risk - it is a daily income shock for informal workers.
From Complexity to Clarity: How Parametric Insurance Simplifies Climate Risk Management
Climate volatility is a material financial risk. Discover how parametric insurance turns complex weather extremes into clear, automated financial resilience.