Parametric Insurance Innovation
We are redefining the way climate and disaster risk financing is actively managed through Parametric Insurance solutions. By leveraging cutting edge tech, we are committed to provide a proactive, data driven methodology to create versatile products for Governments, Multilateral Development Agencies, (Re)Insurers, and Intermediaries.
Parametric Insurance Products
A tailored plan that delivers rapid, transparent protection ensuring quick payouts for the specific risks that you choose.
Focus Areas
Innovation and research form our foundation, enabling us to build transformative and impactful solutions
Climate Analytics
Advanced Insurtech solutions
Our solutions factor in multidecadal trends, ENSO, IOD, and other global climate drivers to address diverse environmental risks.
Geospatial Models
From India to the Globe
Covering every state, district, sub-district, gram panchayat, village, and pincode. Built in India, for the World.
Research Collaboration
With Global Institutes
Collaborating with premier global research institutes to drive innovation and deliver transformative climate resilience solutions.
Build Products Instantly
Innovative platform offering real-time product customisation, smart AI-based pricing, and continuous claims monitoring for efficient and responsive insurance solutions.
- Build your own Product.
- Embrace the agility and efficiency of real-time, customisable products to adapt swiftly to changing risks and customer needs.
- Dynamic Pricing Models.
- AI-driven dynamic pricing models offer risk-adjusted, accurate premium, leveraging advanced algorithms at lightning speed.
- Real-time Monitoring.
- Real-time monitoring to continuously tracks parameters, instantly triggering notifications for claims based on precise, predefined conditions.
Parametric Insurance
We empower index risk management by integrating data analytics, AI-driven pricing algorithms, interactive dashboards, and blockchain technology to ensure efficiency, transparency, and scalability
- Product Design
- We engage with intermediaries and clients to customise index insurance, and shape robust strategies for comprehensive risk management
- Risk Contours
- We utilize institutional-grade data from sources like IMD, NASA, ESA, and research organisations for defining risk contours
- Pricing
- Our AI-driven pricing engine analyses data with thousands of variables for fast and reliable premium quotations
- Underwriting Partnerships
- We partner with leading insurers and reinsurers to facilitate underwriting capacity for products developed and designed through InRisk
- Claims Monitoring
- Real-time monitoring of data, triggers, and claims made available to clients, intermediaries, insurers, and reinsurers
- Smart Contracts
- We use blockchain technology for contract automation, enhancing efficiency and transparency in coverage processes
API Integration for Partners
Insurance partners can seamlessly integrate our API onto their applications for enhanced, customized insurance service offerings.
Always in the loop
Insurance products can be easily and efficiently priced using our API, streamlining the entire lifecycle.
API on-demand
- Advanced API on-demand featuring dynamic, sophisticated pricing models,ensuring accuracy and efficiency.
Easy Integration
- Utilize our advanced API effortlessly on your infrastructure, ensuring seamless integration without major changes.
Real-time Analytics
- Access real-time analytics to monitor for data-driven decisions to enhance experience and operational efficiency
Latest stories
Insights, perspectives, and research from our team on climate risk, parametric insurance, data science, and the future of risk transfer.
